
Section 75 rights – Think Twice Before Using PayPal with Your Credit Card
If you’re paying with a credit card through PayPal for purchases over £100, you could unknowingly forfeit powerful consumer protections granted under Section
If you’re paying with a credit card through PayPal for purchases over £100, you could unknowingly forfeit powerful consumer protections granted under Section
Disclaimer:While we’ve made every effort to ensure the accuracy of this information, it does not constitute legal advice specific to your situation. Any
Free Protection on Your Purchases – Automatically!
Did you know your credit card could be your secret financial safety net? Thanks to a little-known law – Section 75 of the Consumer Credit Act – anything you buy over £100 with a credit card is automatically protected. That means if something goes wrong with your purchase or the company goes bust, you could get your money back, at no extra cost.
While Section 75 doesn’t apply to debit cards or purchases under £100, there’s still a backup option: Chargeback. This isn’t a legal right, but a helpful scheme run by banks and card providers that can still help you recover your money in certain situations. You can read more about how Section 75 and Chargeback work, and how to claim, in our in-depth guides.
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Importantly, our editorial content is never influenced by these links. We always aim to feature the best deals available, whether or not we receive a commission. If a top deal doesn’t offer an affiliate link, we still include it – just with a standard, unpaid link.
You won’t notice any difference when using these links, though the third party may be named on any credit agreements.
Disclaimer
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